Initial Disclosure Document (IDD)

The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.

What services do we provide?

We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.

Whose products do we use?

As an appointed representative of DreamLease Limited, we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.  Ready2Lease act as a credit broker and not a lender.

Do we charge for our services?

We charge a fee for our Business contract hire and personal contract hire of £225.00 excluding VAT and £270.00 including VAT respectively.

We are a commission and fee-based organisation which means that we may receive payment(s) or other benefits from lenders, should you decide to enter into an agreement. These payments may be variable or pre-set depending on the lender and/or product and may affect the amounts payable by the customer under their finance agreement.

Commission Disclosure

If you would like us to disclose any potential commission we earn please make your request to our head office address on our contact page or by email: or by telephone: 0116 403 0235.

Who regulates us?

Please note that Ready2Lease acts as a credit intermediary and authorised representative of Dreamlease Ltd. Dreamlease Ltd is authorised and regulated by the Financial Conduct Authority under registration number 673761.

Other services we offer may not be regulated by the Financial Conduct Authority, however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.

You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: or by contacting them on 0300 500 8082.

If you have a complaint

Please visit our complaints procedure page.