Personal Leasing Guide

Personal Leasing Guide

What is Personal Contract hire (PCH)?


Also known as personal leasing, PCH is typically a 2–5-year agreement for the use of a brand-new car or van. We take the cost of the vehicle new, (adding a huge discount in the process) then consider your mileage requirements and how long you wish to keep it for.

That great big discount goes toward offsetting the cost of depreciation, leaving you with a fixed monthly cost, no surprises! We even take car of the road tax for you, provide the warranty through the manufacturer and offer free delivery to UK mainland. You just have the ensure the vehicle has fully comprehensive insurance.  We offer personal leases on all major makes and models. 

Personal leasing with maintenance


When you lease a new car or van you will need to ensure it has a routine service at least once per year.
With Ready2lease you can choose to add a maintenance pack to your contract, for a fixed monthly cost you can add a little extra peace of mind and know that your service and consumables costs are all included in your monthly fee. Work is normally carried out at the main dealer for your vehicle and some even offer a collect and delivery service at no extra cost.

The cost varies depending on the length of contract, the mileage requirement and the make/model of the vehicle. In addition to what is included as standard, maintenance packages will add:

• Extended breakdown cover where required
• Consumable items such as brake pads & discs, fluids and oil.
• Replacement of tyres for general wear (damage can be an additional option with some manufacturers)
• The cost of routine service and or MOT

Why choose Ready2lease to provide my personal lease?

At Ready2lease, we are genuinely excited to be part of your car selection journey. We love cars and we love connecting drivers with their dream car. We don't claim to be the biggest but we care about every customer we work with. We have time to work with every customer we speak to and with that we pride ourselves on our service level and customer interactions. Repeat customers and customer recommendations are our most valuable source of business and we love that!

Finding the best deals and treating our customers right is really what makes us tick. We take great pride in our work and our reviews really show what our service means to our customers.

We have dedicated professionals with years of leasing experience, a super friendly and organised admin team as well as relationships with third party suppliers for motoring extra’s such as electric charging points if you are ready to go full or part electric for your motoring needs.